
{"id":19155,"date":"2023-11-03T09:58:44","date_gmt":"2023-11-03T08:58:44","guid":{"rendered":"https:\/\/norfund.wpenginepowered.com\/?p=19155"},"modified":"2025-10-15T14:08:22","modified_gmt":"2025-10-15T12:08:22","slug":"norfund-investerer-i-asiatisk-fintech-for-sma-og-mellomstore-bedrifter","status":"publish","type":"post","link":"https:\/\/www.norfund.no\/no\/norfund-investerer-i-asiatisk-fintech-for-sma-og-mellomstore-bedrifter\/","title":{"rendered":"Norfund investerer i asiatisk fintech for sm\u00e5 og mellomstore bedrifter"},"content":{"rendered":"\n<p><strong>Norfund investerer 7,5 millioner dollar i <\/strong><a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Ffundingsocieties.com%2F___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6MDdjODo3NjNmY2IyNWQ4Njk2OTdkZjIyMjQ5ZmMwMjZmNmU2NTU1NTgxYzhmOGQ4NmY0YzQyNTFjYzMxOGNjN2Q3MGIyOmg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=EKRllV0EaKI7aSanmDtK48cEMigBKWdaPDrn94%2FpanA%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Funding Societies<\/strong><\/a><strong>, S\u00f8r\u00f8st-Asias st\u00f8rste digitale finansieringsplattform for sm\u00e5 og mellomstore bedrifter. M\u00e5let er \u00e5 bidra til \u00e5 skape nye jobber i Indonesia og Vietnam.<\/strong><\/p>\n\n\n\n<p>I framvoksende \u00f8konomier st\u00e5r sm\u00e5 og mellomstore bedrifter (SMBer) for 7 av 10 jobber, if\u00f8lge <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Fwww.worldbank.org%2Fen%2Ftopic%2Fsmefinance___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6NmZmZjpkZjQ4MzdiZjk5NWUwMWRmNzU0ODhhZmJkMDQ1MTFhYmYyOGNhMTA4NGIzNzQ3NTg5NjJmMmQwMzlhZjI3MWRmOmg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=6YC15qzskUt8WBcALEWQN%2F59NtWnbB86Ak6lkTfpIRA%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\">Verdensbanken<\/a>. Mange av dem sliter imidlertid med \u00e5 f\u00e5 tilgang til grunnleggende finansielle tjenester som sparing, forsikring og l\u00e5n.<\/p>\n\n\n\n<p>Funding Societies er en fintech-plattform som spesialiserer seg p\u00e5 kortsiktig finansiering for sm\u00e5 og mellomstore bedrifter i S\u00f8r\u00f8st-Asia. Selskapet har ambisjon om \u00e5 spille en avgj\u00f8rende rolle i \u00e5 bygge bro over gapet mellom dem som har tilgang til finansiering og dem som ikke har det.<\/p>\n\n\n\n<div class=\"wp-block-norfund-quote\"><div class=\"norfund-quote__image\"><img decoding=\"async\" src=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2020\/01\/Norfund_HMLS3417-scaled.jpg\" \/><\/div><blockquote class=\"norfund-quote__content\"><p class=\"norfund-quote__quote\"><em>&laquo;Vi er sv\u00e6rt glade for \u00e5 kunne st\u00f8tte Funding Societies i \u00e5 utvide rekkevidden og dermed ytterligere \u00f8ke den finansielle inkluderingen, slik at flere SMBer kan vokse og skape s\u00e5rt tiltrengte arbeidsplasser i S\u00f8r\u00f8st-Asia<\/em>&laquo;<\/p><cite class=\"norfund-quote__cite\">Erik sandersen, evp i Norfund<\/cite><\/blockquote><\/div>\n\n\n\n<p><strong>Krevende for SMBer \u00e5 f\u00e5 tilgang p\u00e5 kapital<\/strong><\/p>\n\n\n\n<p>I utviklingsland utgj\u00f8r mangel p\u00e5 finansiell infrastruktur et betydelig hinder for sosial og \u00f8konomisk utvikling. En <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Ffundingsocieties.com%2Fsme-southeast-asia-industry-report-2023%3Futm_source%3Dpressrelease%26utm_medium%3Dnewswire%26utm_campaign%3Dsg_brw_brand_funding_societies_industryresearchreport%26utm_term%3D2023___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6YmVlYzowMjRkZjUwYzQ2ODlmNjZkNjVlYThmNmE3ZGZjYTM4Nzc1Njk5M2EzNzMzZmNlZjBmYzFhMDVmMTBjNGYyY2ZjOmg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=raPPHXj%2BTNSfpzFNajkz4AVrD3YODlQCZ6B6%2B8u7ZbU%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\">studie utf\u00f8rt av Funding Societies<\/a> viser at 70 % av de sm\u00e5 og mellomstore bedriftene i deres markeder var avhengig av startkapital fra egne oppsparte midler og st\u00f8tte fra familie og venner. Bare 23 % klarte \u00e5 skaffe finansiering fra tradisjonelle banker, og 7% brukte alternative finansieringskilder.<\/p>\n\n\n\n<p>Fintech \u00e5pner nye muligheter for \u00e5 tilby tilpassede l\u00e5neprodukter, og ambisjonen er at Norfunds investering skal bidra til \u00e5 skape flere jobber i sm\u00e5 og mellomstore bedrifter i Indonesia og Vietnam.<\/p>\n\n\n\n<div class=\"wp-block-norfund-quote is-style-compact\"><div class=\"norfund-quote__image\"><img decoding=\"async\" src=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2023\/11\/kelvin-teo.jpg\" \/><\/div><blockquote class=\"norfund-quote__content\"><p class=\"norfund-quote__quote\"><em>&laquo;Vi er be\u00e6ret over \u00e5 samarbeide med Norfund om \u00e5 tilfredsstille behovene for vekstkapital til flere underbetjente SMBer i S\u00f8r\u00f8st-Asia<\/em>&laquo;<\/p><cite class=\"norfund-quote__cite\">Kelvin teo, ceo i Funding societies<\/cite><\/blockquote><\/div>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2023\/11\/Press-Release-Funding-Societies.pdf\" type=\"application\/pdf\" style=\"width:100%;height:317px\" aria-label=\"Innbygging av Les pressemeldingen her (engelsk)\"><\/object><a id=\"wp-block-file--media-60c09726-c2e9-4682-9f52-9be2537dd9bc\" href=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2023\/11\/Press-Release-Funding-Societies.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Les pressemeldingen her (engelsk)<\/a><a href=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2023\/11\/Press-Release-Funding-Societies.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-60c09726-c2e9-4682-9f52-9be2537dd9bc\">Last ned<\/a><\/div>\n\n\n\n<p><strong>Fintech skaper nye muligheter <\/strong>                                                  <strong>\u2013 ikke minst for kvinnelige entrepren\u00f8rer<\/strong><\/p>\n\n\n\n<p>76% av verdens voksne befolkning har n\u00e5 en bankkonto, viser tall fra <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Fwww.worldbank.org%2Fen%2Fnews%2Fpress-release%2F2022%2F06%2F29%2Fcovid-19-drives-global-surge-in-use-of-digital-payments___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6MGRmYzpjMWY3ZWE5ZDdiNjc4ODg1OWRhMTZlNDgwYjI1YjNlNTA4YWI1YzZkMTA4NTA0MzQ2MTEyNjc2ZjY1OWRiMDlhOmg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=imLPrZveb3sSAVwjN4JXGgCyLoRATAEvIZqIn5%2F3VP8%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\">Verdensbanken<\/a>. Det er en betydelig framgang fra 68% i 2017 og 51% i 2011. Likevel er det langt igjen f\u00f8r alle har tilgang p\u00e5 grunnleggende finansielle tjenester, som i sin tur er en viktig driver for at folk skal kunne komme seg ut av fattigdom.<\/p>\n\n\n\n<p>Det er ogs\u00e5 et betydelig kj\u00f8nnsgap \u2013 i utviklingsland hadde i 2021 74 prosent av menn en bankkonto, mens bare 68 prosent av kvinnene hadde det samme. <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___http%3A%2F%2Fijgws.com%2Fjournals%2Fijgws%2FVol_5_No_1_June_2017%2F9.pdf___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6MDU4MjoxYWM3OWI4ZmI1ZmYyYjA1MDEwMDQ2YTU4ZjhiNjE4MTk1YmJjNTMzOWU4MWFhMTFiNDdjNWUzNGU4NzQzMTQ5Omg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=VpAr3LNx8BCccZhGHbHhtV7EcZKa4OVZSRa4JB1okLQ%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\">En studie om kvinnelige sm\u00e5skala-entrepren\u00f8rer i Indonesia<\/a> viser at begrenset finansiering fra banker, p\u00e5 grunn av h\u00f8ye renter og kompliserte l\u00e5nepapirer, utgj\u00f8r et hovedhinder for kvinnelige bedriftseiere.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"https:\/\/www.norfund.no\/wp-content\/uploads\/2023\/11\/tom-morbey-gXoGlzZKtjU-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-19124\" \/><\/figure>\n\n\n\n<p><em>&#8211; Norfund ser store muligheter innen fintech som reduserer kostnader og evner \u00e5 inkludere b\u00e5de enkeltpersoner og selskaper som i dag mangler finansielle tjenester<\/em>,                sier Sandersen.&nbsp;<\/p>\n\n\n\n<p>Norfund har tidligere blant annet investert i <em>Wave Mobile Money<\/em>, et fintech-selskap som opererer i Senegal og Elfenbenskysten, <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Fnorfund.no%2Fmicrofinance-and-digital-financial-services-to-rural-economies-in-indonesia%2F___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6NWRmNTozODllZWVlMzZiMjBkMjRjNTczMjUwYmU4NDNmNTQwOTRjOWVjN2RmMTRmNjRmMzVhMWEwNzZjODBkZmM4MGZlOmg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=rhRlHj1fSiuzuyC5w1WBHF%2BAvFGNxZKFDU5MrThgqj8%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Amartha<\/em><\/a>, en utl\u00e5nsplattform i Indonesia med fokus p\u00e5 finansiering av kvinner p\u00e5 landsbygda, og i <em>Lula Lend<\/em>, en teknologidrevet finansinstitusjon med en ny teknologi for \u00e5 vurdere risikoen for l\u00e5n til sm\u00e5 og mellomstore bedrifter i S\u00f8r-Afrika. I fjor investerte Norfund ogs\u00e5 i fondet <a href=\"https:\/\/eur03.safelinks.protection.outlook.com\/?url=https%3A%2F%2Fprotect.checkpoint.com%2Fv2%2F___https%3A%2F%2Fnorfund.no%2Fno%2Fsatser-pa-ny-teknologi-for-a-gi-flere-banktjenester-i-lavinntektsland%2F___.YzJlOm5vcmZ1bmQ6YzpvOmE2ZTkxMmRiYzQ2ZGYyZGI1OWE1ZmYyZTA5ZDA4ZmVlOjY6ZWJkYTo0NTk2ZjRhMWYzM2M0NDNkOTFhMTdhZWNmZGYyMzk5ZWU3YzVhOWJkZmJjYTI4MDdkMTBlNTU4NzkxMDRmZjk4Omg6VA&amp;data=05%7C01%7CAase.Rage%40norfund.no%7C9a6c91c4927b4e45a67808dbdb8bf9b7%7Cdf4d6cf5d10d4f65a86aa17405a139a2%7C0%7C0%7C638345166458888065%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=%2FxVqxZQjuwI4%2BJXAHdqZ8VNUjU%2BtcEK3azzgSBj9vOE%3D&amp;reserved=0\" target=\"_blank\" rel=\"noreferrer noopener\">Integra Partners Fund II<\/a>, som retter seg mot selskaper i S\u00f8r\u00f8st Asia som satser p\u00e5 finansiell inkludering gjennom bruk av ny teknologi.<\/p>\n\n\n\n<div class=\"wp-block-teft-link-list\"><div class=\"teft-link-list__items\">\n<div class=\"wp-block-teft-link-list-item\"><a class=\"teft-link-list-item__holder\" href=\"https:\/\/www.norfund.no\/no\/satser-pa-ny-teknologi-for-a-gi-flere-banktjenester-i-lavinntektsland\/\"><div class=\"teft-link-list-item__content\"><div class=\"teft-link-list-item__content-inner\"><div class=\"teft-link-list-item__content-wrapper\"><h3 class=\"teft-link-list-item__title\">Les mer om Integra Partners Fund II<\/h3><span class=\"teft-link-list-item__text\">Fintech-investering i S\u00f8r\u00f8st-Asia<\/span><\/div><\/div><\/div><\/a><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Norfund investerer 7,5 millioner dollar i Funding Societies, S\u00f8r\u00f8st-Asias st\u00f8rste digitale finansieringsplattform for sm\u00e5 og mellomstore bedrifter. M\u00e5let er \u00e5 bidra til \u00e5 skape nye jobber i Indonesia og Vietnam. I framvoksende \u00f8konomier st\u00e5r sm\u00e5 og mellomstore bedrifter (SMBer) for 7 av 10 jobber, if\u00f8lge Verdensbanken. Mange av dem sliter imidlertid med \u00e5 f\u00e5 tilgang [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-19155","post","type-post","status-publish","format-standard","hentry","category-uncategorized-no"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/posts\/19155","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/comments?post=19155"}],"version-history":[{"count":0,"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/posts\/19155\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/media?parent=19155"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/categories?post=19155"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.norfund.no\/no\/wp-json\/wp\/v2\/tags?post=19155"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}